Advice in Love Relationships

Ben Franklin taught us that “the early bird gets the worm” to motivate us to rise early in the day to be productive. Some people have misunderstood Franklin’s maxim as threatening scarcity. They misinterpret “the worm” to mean there is only one worm, and that only the first bird will eat. But let me ask you: when have you found only one worm in the ground?
Our nation is suffering economically. We are hurting financially, and this hurt feeds the belief that there is not enough to …

If you want prosperity believe in your heart in the goal you want. Want for everyone what you want for yourself– wealth, a love relationship, better health or whatever you desire instead of buying into scarcity. Return more in service value than you are paid in cash value. When you do these things you will realize your goal and increase the prosperity of others.

Ernestine Hendricks, host on WTWG, 1050 AM, and I discuss the beliefs that keep us from creating wealth like our feeling that pursuing money is bad and means we are greedy or dishonest. Money is a form of energy and we earn it through expending physical or mental energy in creating products or doing work that others want. Only when we have saved money can we be financially helpful to others. If we have saved nothing we become dependent on others instead of being helpful to them.
We …

Jim had worked hard as a pilot to accumulate enough money to retire. He and Jackie had married seven years ago. It was a second marriage for both of them. Jackie is younger by a dozen years.
Jim wanted to give Jackie a big gift: a studio in which to teach her physical fitness program, a series of video recordings of her teaching students what to do, and a marketing program that would get her videos on several TV stations to attract clients. Jim spent at least fifty …

Host Rick Vazquez, author of “The Pizza Delivery Millionaire” and host of the Web Talk Radio show titled “Winning in the Game of Life” discusses with me how couples can talk successfully about their finances.   The steps I explain include giving each other a reward for the discussion, learning to appreciate what your partner contributes to your financial process, setting aside the time, talking without criticism or blaming, and using a positive tone while making eye contract.  To avoid judgments couples use “I” not “you” statements and limit themselves to …

Financial Infidelity: What is it and how to stop it. Cheating with money is a major threat to marriages and a leading cause of divorce. Bob’s wife even stole his identity to register their car in her name and use it to get a loan. She pawned her wedding ring and engagement ring. She kited checks from their bank accounts and told the bank Bob did it, getting him kicked out of the bank.
She even forged checks on their 19 year old son’s account. Financial infidelity can …

One of the most painful and difficult questions you may confront is whether to stay in your marriage or leave it and end it.
Bob sent me an email about his facing this issue with his wife.  He wrote:
I am a child of divorced parents and know how difficult it is especially during family events and holidays.  I hate seeing my kids having to deal with those same emotions.  However, nearly two years ago I left the home (14 months) after she (his wife) used my 18 y/o’s bank account without his …

Gerry and Joan are like bookends.  He is as loud and talkative as she is quiet and restrained.  When it comes to their finances, as you might expect, he is the big spender and she is the saver.  Gerry works hard and brings home a substantial paycheck.  However, he also loves to spend and he often overspends compared to what he earns.  Joan does her best to constrain him.  She attempts to reason with him about not going into debt just to buy a flashier car.  In general, Gerry sees …